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| FIXED RATE MORTGAGES (FRM) |
| ADJUSTABLE RATE MORTGAGES (ARM) |
| COMBO LOANS |
| CONSTRUCTION LOANS |
| THE LIST GOES ON… |
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FIXED RATE MORTGAGES (FRM)
Record-low fixed rates
10, 15, 20, 30 and 40 year terms
Up to 103% financing for purchases
Up to 125% financing for refinances
Sub-prime programs for credit history issues
Term: 30 years
Maximum Amount: $417,000
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ADJUSTABLE RATE MORTGAGES (ARM)
Super-low introductory rates
Introductory rate fixed for 1, 3, 5, or 7 years
Payments based on 30 year payoff
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COMBO LOANS
First and second mortgage combinations for up to 100% financing
No Private Mortgage Insurance (PMI)
First mortgage at 80% of total loan amount
Second mortgage at slightly higher rate for 5, 10, 15 or even 20% of total amount
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CONSTRUCTION LOANS
Short-term loans for the construction of a new home.
Provides funds to contractors as work progresses.
Converted to permanent financing upon completion of home.
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THE LIST GOES ON…
The above programs are just a sample of what we offer.
To find the best program for your particular needs, please give us a call or stop by our office any time!
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $30,000. Your actual APR may be different depending upon these factors.
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